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Reverse: Funds to You!

    

Peace of Mind...Quality of Life Decisions...Cash Flow...Home Improvement...In Home Health Care...Let's discuss if a Reverse Mortgage Refinance is right for you. 

Our Advantage: Top lender/investors under one roof. We compare & recommend your better options.  One Loan Officer to work with; one set of paperwork; one underwriting and funding process...all for multiple lenders/investor's options in our Reverse Mortgage Bank! 

Why is this important to know?

  • All lenders/investors have lending overlays to the FHA HECM guidelines. 

  • Choosing a single lender loan officer to work with can outright limit your ability for loan approval or they may even cut the value of your appraisal if your property or financial assessment doesn't meet their criteria.

  • This can leave you with less available loan proceeds. 

  • We work with a multitude of lender/investors and can place your loan with the most appropriate investor for you. 

You STILL get...one exceptional Loan Officer to work with; one set of paperwork; one skilled & efficient underwriting & funding process, and the most appropriate financing placement for you and your goals at no additional fee.

AAG Liberty Home Equity
Security 1 Lending Reverse Mortgage Solutions (RMS)
Reverse Mortgage Fundings (RMF) Urban Financial
LongBridge Financial More options, best fit for You!

What are the next steps?

1) Contact our team. We run a property & financial reserves analysis to show you what you qualify for.

2)  From here, the detailed conversation begins: We help you evaluate the benefits of a Reverse Mortgage and your other options.  If a reverse mortgage is not the best opportunity for you, we will tell you so and recommend alternative financing options as appropriate.  If it is to your benefit to move forward with a Reverse Mortgage...

3) Our team provides you with the required lists of HUD approved Counselors to contact for your independent counseling appointment.

4) Review the required documentation needed to start the application.

5) Provide you with a step by step checklist for loan approval and funds disbursement and keep you updated weekly along the way. Our team is your contact - we don't hand you off to a loan processing department.

6) Close on the loan terms that meet your goals and review your lender "WELCOME PACKET" with you.

7) Answer any questions you have now and in the future!


 

A reverse mortgage is not for everyone, but for the appropriate situation, it can be a lifechanger! Reverse Mortgages can be used to refinance your primary residence or PURCHASE a new home.

See what our current clients have to say about us...click here  

Call our team (503)595.1600 or Toll Free at (800) 481-6036 to have a conversation. We can answer your questions and investigate your options.

Best regards, Kim Dodge, Reverse Mortgage Specialist NMLS 186099 kim@usherfinancial.com 

Usher Financial is a Division of American Pacific Mortgage Corporation NMLS 1850 and members of

 

This is a loan that must be repaid.  These materials are not from HUD or FHA and this document was not approved by the Department or Government Agency.

Usher Financial Group a Division of American Pacific Mortgage Corporation NMLS #1850 #1053700  NMLS #41721
5335 Meadows RD STE 110, Lake Oswego, OR  97035
Toll Free:  (800) 481-6036
Office:  (503) 595-1600
Toll Free:  (503) 595-1610
info@usherfinancial.com
Copyright © 2017 Licensed by the Department of Business Oversight under the CRMLA CA BRE#01215943
Usher Financial a Division of American Pacific Mortgage Corporation NMLS 1850 Branch NMLS 1053700
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